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Bulletin of the MRSU / Section "Economy" / 2013 № 4.


V.P. Zolotareva

THE ROLE OF THE thrift industry IN INCREASING THE INVESTMENT ACTIVITY OF POPULATION IN RUSSIA IN POST-reform period: HISTORICAL AND ECONOMIC APPROACH. In: Bulletin of the Moscow Region State University (electronic journal), 2013, no. 4.

UDC Index: 33:930

Date of publication: 17.12.2013

The full text of the article

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This article discusses the role of saving-banks in mobilizing the Russian population’s savings in post-reform period. The problem of conversion of petty economies into investment funds is considered. The evolution of the thrift industry is shown as a reflection of the population’s investment activity. Particular attention is given to the analysis of statistical data reflecting the distribution of amounts on deposits in both the provinces of Russia and the country in whole. Besides, the author analyses the distribution of deposits according to the investors’ occupations. The article reflects the basic stages of the creation of the Russian system of thrift institutions, as well as its special features.

Key words

post-reform period, savings, interest, saving-banks, investment process, stocks, dynamics of savings deposits

List of references

1. Boiko P.A. Sberegatel'noe delo v dosovetskoi Rossii Ekonomicheskii zhurnal. – 2011. – No. 3. – pp. 139–148.
2. Zolotareva V.P. Osobennosti investitsionnoi deyatel'nosti v Rossii (18611900 gg.): dis. … kand. ekon. nauk. – M., 2005. – 161 s.
3. Istoriya Ministerstva finansov Rossii: v 4 t. T.1 / Gl. red.: A.D. Kudrin. – M.: InfraM, 2002. – 464 s.
4. Kratkie khozyaistvennostatisticheskie svedeniya po Smolenskoi gubernii. – Smolensk: ElektroTipoLitografiya YA.N. Podzemskogo, 1912. – 299 s.
5. Lyashchenko P.I. Istoriya narodnogo khozyaistva SSSR. T.2. – M.: OGIZ, 1948. – 738 s.
6. Ocherk razvitiya i deyatel'nosti gosudarstvennykh sberegatel'nykh kass. SPb., 1912. – pp. 34–39.
7. Ustav i pravila dlya gorodskikh sberegatel'nykh kass. – SPb., 1864. – 15 s.

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